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Raiffeisenbank reports 9% loan growth and 3.5% dividend for members in 2025

A record year for Raiffeisenbank as loans surge and members benefit. How the cooperative balances growth with stability in uncertain times.

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The image shows a pie chart on a white background with text that reads "Funds by Emerging Status,...
The image shows a pie chart on a white background with text that reads "Funds by Emerging Status, 2020-2021 Fiscal Year". The chart is divided into sections, each representing a different year, and the size of each section indicates the amount of funds that have been invested in each year.

Raiffeisenbank reports 9% loan growth and 3.5% dividend for members in 2025

Raiffeisenbank im Fuldaer Land eG held its annual delegates’ assembly at the Lünderhaus, drawing over 200 attendees. More than half of those present were elected representatives. The event centred on the theme ‘The future starts tomorrow. WIR-Raiffeisenbank 2030!’—highlighting the bank’s long-term strategy in a shifting economic landscape. The bank reported strong financial growth for the 2025 fiscal year. Customer loans climbed by 9.0% to €400.1 million, surpassing expectations. Private mortgage lending and corporate advisory services drove much of this increase. Overall customer volume also rose by 4.2%, reaching €1.32 billion, with collaborative ventures performing especially well.

During the assembly, delegates approved the Executive Board’s proposal to allocate the annual surplus. Part of the funds will reinforce the bank’s reserves, while members will receive a 3.50% dividend. The board aimed to balance member returns with the bank’s mission of sustainable support. Three supervisory board members—Lars Bagus, Markus Herbert, and Dr. Fabian Tölle—stood for re-election after stepping down. All were successfully reappointed by the delegates. Executive Board member Jürgen Bien acknowledged ongoing challenges, citing political decisions and global conflicts as factors influencing economic caution among investors. Despite market uncertainties, the bank expressed satisfaction with its performance. As a cooperative institution, it continues to position itself as a flexible and reliable partner for both businesses and private customers.

The assembly concluded with a reinforced financial base and a clear focus on future growth. Members will receive a 3.50% dividend, while the bank strengthens its reserves for stability. Raiffeisenbank remains confident in its ability to navigate economic challenges while supporting its community.

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