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XRP’s decade-long wait for a new all-time high may end by 2026

A decade after its last peak, XRP teeters on the edge of a historic rally—or another crushing letdown. Why are experts and markets so divided?

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XRP’s decade-long wait for a new all-time high may end by 2026

XRP, the world’s fourth-largest cryptocurrency, could reach a new all-time high by 2026. Analysts and AI models suggest it may trade above $4, despite current scepticism from prediction markets. The digital asset has struggled to regain momentum since failing to hold near $4 last year.

XRP currently trades at around $2. Its highest recorded xrp price since launching in 2013 remains $3.84. Last year, it briefly approached $4 but fell back below $2 by December, leaving investors cautious.

Forecasts for 2026 vary widely. CoinCodex’s average prediction places XRP at $2.20, while other sources are far more optimistic. Standard Chartered analyst Geoffrey Kendrick expects a surge to $8, and Cryptomus projects a peak of $5.23. However, these estimates rely on AI models and expert analysis rather than market-based probabilities. Online prediction markets offer a stark contrast. None assign XRP more than a 2% chance of hitting $4 by the end of 2026. The cryptocurrency’s price has often behaved like a meme coin, rising on hype and speculation rather than fundamentals. This pattern has led to sharp swings in investor confidence.

If XRP reaches $4, it would mark its first all-time high in over a decade. Most prediction platforms remain sceptical, but some analysts see significant upside potential. The gap between forecasts and market probabilities highlights the uncertainty around its future performance.

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