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Swiss crowdfunding bounces back with 14% growth in 2025 after years of decline

From slump to surge: Switzerland's crowdfunding revival is led by property loans and stricter bank rules. Will 2026 bring even bigger gains?

The image shows a poster on the wall of a building with a lot of money on it. The poster has text...
The image shows a poster on the wall of a building with a lot of money on it. The poster has text and numbers written on it, likely advertising a lottery.

Swiss crowdfunding bounces back with 14% growth in 2025 after years of decline

The Swiss crowdfunding market expanded by 14% in 2025, reaching a total volume of 629 million francs. This growth follows a period of decline after the market peaked at 792 million francs in 2021. Several key trends and regulatory changes have shaped the sector’s recovery. Real estate crowdlending led the way with a 38% increase, hitting 275 million francs in 2025. Professor Dr Andreas Dietrich expects this segment to grow by another 30% in 2026. The surge comes as investors continue to favour property-backed loans over riskier alternatives.

The crowdsupporting and donation sectors also rebounded, growing by 30% to 35 million francs. This marks the first expansion in these areas since 2020. However, over 80% of all donations and support volume now flows through just three major platforms, highlighting a concentration in the market. Regulatory shifts have played a role too. On 1 January 2025, Switzerland implemented the Basel III Final rules, forcing banks to hold higher capital reserves for riskier loans. This change may have pushed some investors towards crowdfunding as an alternative. Raiffeisen Switzerland also adjusted its approach by routing part of its sponsorship activities through its Lokalhelden platform. The move reflects a broader trend of traditional financial institutions engaging more directly with crowdfunding models.

The 2025 figures show a market in transition, with real estate crowdlending driving much of the growth. Stricter banking regulations and shifts in institutional behaviour have further influenced the sector’s direction. Analysts now watch whether the projected 2026 expansion will materialise as expected.

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