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Stricter retirement rules for disabled workers take full effect in 2026

The clock is ticking for disabled workers born after 1963. Without transitional protections, early retirement could slash their pensions—unless they act now.

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The image is an animated picture of a women who are standing side by side and they are look a like....
The image is an animated picture of a women who are standing side by side and they are look a like. Few women are having flickers on their faces and there on them there is a number which is written from "04 to 08" and another number is "19".

Stricter retirement rules for disabled workers take full effect in 2026

The retirement age for people with severe disabilities has risen gradually from 63 to 65. By 2026, this phased increase will end, bringing significant changes for those affected. Anyone born after 1963 will now face stricter rules when using a retirement calculator.

The old system allowed some individuals with severe disabilities to retire earlier without financial penalties. However, the gradual increase in retirement age has removed this option for those born after December 31, 1963. From 2026, they must follow the standard retirement age, which will eventually reach 67.

The end of transitional protections means stricter retirement rules for people with severe disabilities born after 1963. Without these protections, early retirement will now result in financial penalties. Those affected must plan carefully to avoid permanent losses in their pension income.

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