Strategies for Enhancing Financial Gains During Economic Downturns
Are unsure times secure for investments and profits? Gurus answer readers' queries about stocks and funds in a June 25th phone-in from 4 to 6 pm.
Matthias Schiermeyer With nearly nine trillion euros - around 9050 billion euros - in private household wealth, there's plenty of money just waiting for smart investments. However, with low interest rates making traditional savings unappealing, and volatile markets showing signs of strain, uncertainty is on the rise. US President Donald Trump's trade policy only adds fuel to the fire, putting pressure on an already ailing German economy. Geopolitical concerns, such as conflicts in Ukraine and the Middle East, make investors jittery.
Tips from the BVI Fund Association and the Consumer Center
Just because the markets are unstable doesn't mean you have to sit back and watch your money dwindle. Instead, you can make informed decisions with help from the experts. On Wednesday, June 25th, from 4 to 6 pm, our specialists from the German Fund Association BVI and the consumer center will be ready to answer your questions and provide guidance on taking advantage of the current market situation. Knowledge is power, and in these uncertain times, it's crucial to be well-informed to make smart investment choices.
Questions to be addressed include:
- The right asset mix for uncertain times?
- Identifying the most advantageous moments for investing in stocks or ETFs?
- Is creating wealth even possible with modest regular savings?
- Should a large sum, like an inheritance or life insurance payout, be invested differently?
- How do equity, mixed, and bond funds differ?
- What are suitable ETFs or fund savings plans for you?
- Are bonds, money market funds, or long-term deposits a smart choice?
- Is gold a good “safe haven” in times of instability?
Our BVI and Consumer Center experts will discuss these topics and more, offering competent advice and independent tips on investing in funds.
Call us on Wednesday, June 25th, from 4 to 6 pm. Below is the contact information for our experts:
- Thorsten Eitle, BVI: 4971172051421.
- Benjamin Schade, BVI: 4971172051422.
- Armin Schmitz, BVI: 4971172051423.
- Christoph Hommel, Consumer Center NRW: 4971172051424.
In volatile market environments like 2025, choosing the right ETFs or fund savings plans requires careful analysis. Your risk tolerance, investment horizon, and income needs are all factors to consider. Hesitant investors might prefer defensive or conservative ETFs with lower volatility and capital preservation, such as those focusing on essential consumer goods (XLP), utility companies (XLU), or healthcare services (XLV) for stable dividends.
For investors concerned about inflation, precious metals ETFs like GLDM (gold) or SLV (silver) can be a suitable hedge. Specialized thematic ETFs, such as SGDM (mining companies) and SHLD (defense technology), offer growth opportunities in specific sectors that might continue to perform well despite market volatility.
Growth-oriented investors, willing to accept higher risk for greater potential returns, can consider equity ETFs that focus on growth sectors or innovation. Top-performing growth ETFs from early 2025 included the TCW Transform Systems ETF (PWRD), Fidelity Blue Chip Growth ETF (FBCG), and ARK Innovation ETF (ARKK).
Sophisticated investors seeking to hedge or capitalize on market volatility might consider Volatility ETFs (VIXY), but remember, these instruments are complex and carry risks, making them suitable only for experienced investors who understand volatility dynamics.
- In these uncertain times, it's important to make informed decisions about personal-finance and investing, and you can do so by seeking guidance from experts, such as those from the German Fund Association BVI and the consumer center, who will be ready to answer your questions and provide advice on Wednesday, June 25th, from 4 to 6 pm.
- When selecting ETFs or fund savings plans during volatile market environments like 2025, consider your risk tolerance, investment horizon, and income needs. Hesitant investors might prefer low-volatility options, like those focusing on essential consumer goods, utility companies, or healthcare services, while growth-oriented investors can consider equity ETFs that focus on innovation. However, remember that specialized instruments like Volatility ETFs are complex and carry risks, making them suitable only for experienced investors who understand volatility dynamics.
