Social Security Benefits to Rise 2.8% in 2026
Social Security recipients are set to see a 2.8% increase in their monthly benefits in 2026. This is a larger boost than the 2.5% they received in 2025, but smaller than increases in previous years. The annual cost-of-living adjustment (COLA) is based on inflation from the third quarter of the year.
The increase was originally scheduled to be announced last week but was delayed due to the federal government shutdown. The Social Security Committee is responsible for these adjustments, though no further details about the decision-making process in 2026 are available.
Inflation has eased after reaching a high not seen in four decades in 2022. This moderation in inflation rates has led to a smaller COLA this year compared to the larger increases seen in recent years.
Social Security recipients can expect a 2.8% increase in their monthly benefits in 2026, reflecting the moderation in inflation rates. The increase was delayed due to the government shutdown but is now set to take effect as planned.
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