Sberbank decreases interest rates on loans for small enterprises
Sber, a leading financial institution, has announced a significant reduction in the interest rates for small business loans. The current interest rate now stands at approximately 18%, a decrease of 6 percentage points compared to the beginning of the year.
This move comes in response to the easing of monetary policy by the Bank of Russia, following a 200 basis points (bps) cut on July 25, 2025. The total reduction in the key rate this year amounts to around 200 bps, making lending more advantageous and accessible for small businesses.
The reduction in interest rates by Sber is part of a series of financial moves aimed at supporting small businesses. This decision may further attract small businesses to borrow, as the lower rates make it easier to manage financial obligations and invest in growth.
The total reduction in interest rates on small business loans by Sber is 6 percentage points more than the initial reduction. This financial move by Sber is effective from July 28, 2025.
The Bank of Russia's easing of monetary policy may have influenced Sber's decision to reduce interest rates. The central bank has signalled potential for further gradual cuts through the rest of the year, with the rate possibly moving toward 14% by the end of 2025.
In summary, the current interest rate on small business loans at Sber stands at approximately 18%, marking a total reduction of 6 percentage points this year. Further reductions are expected later in 2025, potentially reaching 14% by year-end. This financial move by Sber is aimed at supporting small businesses and making lending more advantageous and accessible.
This financial move by Sber, a leading financial institution, to reduce interest rates on small business loans is also aimed at managing personal-finance, as it makes it easier for small businesses to manage their expenses and potentially invest in growth. In light of the Bank of Russia's easing of monetary policy, Sber's reduction in interest rates is part of the broader business-finance landscape, signalling potential further reductions to benefit businesses and personal-finance alike.
