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Privacy Policy

Privacy Policy | financenow.top

Last updated: January 1, 2025

This comprehensive Privacy Policy outlines our commitment to protecting your personal information while using our financial services and ensuring transparency in our data collection, usage, and sharing practices.

By utilizing our services, you acknowledge and consent to the collection, processing, and usage of your personal data as described in this Privacy Policy.

Understanding Our Privacy Practices

Interpretation & Definitions

The following terms have specific meanings when used in this Privacy Policy:

  • Account: A unique user account created to access our services.
  • Affiliates: Entities controlling, controlled by, or under common control with our company.
  • Company: financenow.top, referring to us, our services, or our website.
  • Cookies: Small data files stored on your device, tracking user activity and preferences.
  • Device: Any device accessing our services, such as computers, smartphones, or tablets.
  • Personal Data: Information relating to identified or identifiable individuals.
  • Services: The features and functionalities offered through our website.
  • Service Providers: Third-party individuals or entities processing data on our behalf.
  • Usage Data: Data collected automatically, either generated by service usage or from our service infrastructure.
  • Website: financenow.top, accessible via https://financenow.top/en
  • You: The individual using our services, or the company on whose behalf such individual is accessing or using our services.

Handling Your Personal Data

Data Collection & Types

Personal Data

We may collect personally identifiable information, such as:

  • Usage Data

Usage Data

Automatically collected data, including:

  • Device's IP address
  • Browser type & version
  • Pages visited
  • Visit duration
  • Unique device identifiers
  • Other diagnostic data

For mobile devices, we may collect:

  • Device type
  • Mobile device unique ID
  • IP address
  • Mobile operating system
  • Mobile Internet browser
  • Unique device identifiers

We may also collect data sent by your browser or mobile device when you access our services.

Tracking Technologies & Cookies

We use cookies and similar tracking technologies to monitor service usage and improve functionality. Technologies used include:

  • Cookies: Small text files stored on your device. You can manage cookie preferences through your browser settings.
  • Web Beacons: Small electronic files used to track website or email usage.

Cookies can be session or persistent. Session cookies expire when you close your browser, while persistent cookies remain until deleted.

We use both session and persistent cookies for essential, functional, and analytical purposes:

  • Essential Cookies: Necessary for service functionality and user authentication.
  • Functional Cookies: Remember user preferences and improve user experience.

For more information about the cookies we use and your choices regarding cookies, please visit our Cookie Policy or the Cookies section of our Privacy Policy.

Using Your Personal Data

We may use your personal data for the following purposes:

  • Service Provision: To deliver and maintain our services, including monitoring service usage.
  • Account Management: To manage your user account and provide access to different functionalities.
  • Contract Performance: To fulfill purchase contracts or other contracts between you and us.
  • Communication: To contact you via email, phone calls, SMS, or mobile app push notifications regarding updates, informative communications, or security updates.
  • Marketing: To provide you with news, special offers, and general information about other goods, services, and events similar to those you have already purchased or inquired about, unless you have opted out of receiving such information.
  • Request Management: To attend and manage your requests to us.
  • Business Transfers: In case of a merger, acquisition, or asset sale, your personal data may be transferred. We will notify you before your data becomes subject to a different Privacy Policy.
  • Other Purposes: For data analysis, identifying usage trends, evaluating promotional campaigns, and improving our services, products, marketing, and your overall experience.

We may share your personal information in the following situations:

  • Service Providers: We may share your data with service providers to monitor and analyze service usage, contact you, and manage your requests.
  • Business Transfers: We may share or transfer your data in connection with a merger, acquisition, or asset sale.
  • Affiliates: We may share your information with our affiliates, who will be required to honor this Privacy Policy.
  • Business Partners: We may share your data with our business partners to offer you certain products, services, or promotions.
  • Other Users: When you share personal information or interact publicly with other users, that information may be viewed by all users and distributed outside our services.
  • Your Consent: We may disclose your personal information with your consent.

Data Retention & Transfer

We will retain your personal data only for as long as necessary for the purposes set out in this Privacy Policy. We may retain and use your data to comply with legal obligations, resolve disputes, and enforce our legal agreements and policies.

Your data may be transferred to and maintained on computers located outside of your jurisdiction, where data protection laws may differ. By consenting to this Privacy Policy, you agree to such data transfers.

We will take all reasonable steps to ensure that your data is securely protected and that there are adequate controls in place to protect your data and other personal information during data transfers.

Deleting Your Personal Data

You have the right to delete or request our assistance in deleting the personal data we have collected about you. You may update, amend, or delete your information by visiting your account settings or contacting us.

Please note that we may need to retain certain information when we have a legal obligation or lawful basis to do so.

Disclosing Your Personal Data

Business Transactions

In case of a merger, acquisition, or asset sale, we may disclose your personal data. We will provide notice before your data becomes subject to a different Privacy Policy.

Law Enforcement

We may disclose your personal data if required by law or to respond to valid requests from public authorities.

We may disclose your personal data to comply with legal obligations, protect our rights or property, prevent wrongdoing, protect public safety, or prevent legal liability.

Protecting Your Personal Data

While we strive to use commercially acceptable means to protect your personal data, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee the absolute security of your personal data.

Children's Privacy

Our services do not target anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If you are a parent or guardian and are aware that your child has provided us with personal data, please contact us. If we become aware that we have collected personal data from anyone under the age of 13 without verification of parental consent, we will take steps to remove that information from our servers.

If your country requires consent from a parent for processing your information, we may require your parent's consent before collecting and using that information.

Our services may contain links to other websites not operated by us. If you click on a third-party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit.

We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

Updates to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date at the top of this Privacy Policy.

We recommend reviewing this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us

If you have any questions about this Privacy Policy, you can contact us.