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New Financial Plan Helps Seniors Stay in Their Homes Longer Without Debt

No loans, no monthly fees—just a smarter way to grow old at home. How one Miami-based company is redefining senior care and financial security.

There is a frame of a house in the image.
There is a frame of a house in the image.

New Financial Plan Helps Seniors Stay in Their Homes Longer Without Debt

Care@Home Guarantee Corporation, based in Miami, has launched a new financial and care planning framework for seniors. The programme, called the Care@Home Guarantee™, aims to help older adults stay in their homes longer by combining income planning with prepaid care services.

The company’s framework offers two key components. The first, Care@Home Services™, covers prepaid in-home care. The second, Care@Home Income™, provides a lifetime income annuity. Together, they create a structured approach to aging in place without relying on loans or monthly premiums.

Unlike traditional options such as reverse mortgages or home equity lines of credit, this system does not involve debt, interest charges, or ongoing payments. It also includes support for major home maintenance, ensuring seniors can keep their properties in good condition. The services and income products are issued through federally licensed insurance and financial partners. Care@Home Guarantee Corporation operates across the United States, offering resources for families exploring long-term care and financial stability.

The Care@Home Guarantee™ provides a single structure for income and care planning, removing the need for complex financial arrangements. Seniors and their families now have an alternative that avoids debt while securing future support at home.

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