Medicare Part B Premiums to Jump to $206.20 in 2026
Medicare Part B premiums are set to rise in 2026, with an estimated increase to $206.20 per month. This marks a significant jump from the current $185 monthly premium, a hike of $21.20. The Medicare Trustees Report predicts this change, which could be the largest in recent years.
The Medicare Trustees Report does not provide a concrete forecast for the 2026 Medicare Part B monthly premium. However, it suggests a potential increase to $206.20. This rise is subject to the Medicare's hold-harmless provision, which prevents premium increases from reducing Social Security checks. Seniors can now estimate their 2026 Social Security benefit using the announced cost-of-living adjustment (COLA) percentage. To calculate take-home pay, subtract the predicted 2026 Medicare Part B premium from this estimated benefit.
Seniors should prepare for the potential premium increase in their 2026 budget. Alongside the Medicare Part B premium, they should also consider other healthcare costs such as deductibles and copays. While the exact 2026 premium is not yet confirmed, the predicted figure allows for early planning.
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