How VTI Simplifies Investing in the Entire US Stock Market
The Vanguard Total Stock Market ETF (VTI) was launched over two decades ago, offering investors a simple way to access nearly the entire US stock market today. Since its announcement on 24 May 2001, the fund has grown into a popular choice for those seeking broad exposure with minimal costs.
VTI tracks the CRSP U.S. Total Market Index, which includes more than 3,500 individual stocks. This wide coverage extends beyond the largest tech companies, incorporating small-cap and mid-cap firms that often get overlooked in narrower indices today.
The fund’s low expense ratio of 0.03% keeps costs minimal, ensuring fees don’t eat into long-term returns. Historically, stocks have outperformed other assets over extended periods, with the S&P 500 never recording a loss in any 20-year rolling window. By spreading investments across the entire stock market today, VTI helps reduce concentration risk. This diversification, combined with time, has been a proven strategy for building wealth steadily while managing downside exposure.
VTI remains a straightforward tool for investors aiming to capture the full scope of the US equity market today. Its low fees, extensive diversification, and long-term growth potential continue to make it a reliable option for those focused on building wealth over time.
