Holiday planning checklist: Prioritize travel insurance for your upcoming vacation
Protect Your Holiday Travel with Travel Insurance
Traveling during the holiday season can be an exciting time, but it can also be unpredictable. That's where travel insurance comes in, providing a safety net during the busiest and often most chaotic travel period of the year.
Travel insurance is a way to protect yourself from potential costs of cancellations, delays, or medical emergencies. It's important because it provides financial protection and peace of mind against unexpected events such as medical emergencies, trip cancellations, delays, lost luggage, and other travel disruptions that are more likely during busy travel periods.
Key benefits of travel insurance for holiday travelers include:
- Medical Coverage: Emergency medical expenses abroad can be very expensive, especially in countries like the USA where healthcare costs are high. Travel insurance typically covers hospital stays, emergency medical evacuations, and treatment for acute onset of pre-existing conditions.
- Trip Cancellation and Interruption: Holiday plans can change due to illness, work conflicts, or other unforeseen reasons. Some policies, especially those with "Cancel for Any Reason" (CFAR) options, reimburse up to 100% of prepaid, non-refundable costs if you need to cancel or interrupt your trip for covered or flexible reasons.
- Protection during delays and disruptions: Holiday travel often involves congested airports and increased risks of flight delays or cancellations. Comprehensive travel insurance often includes coverage for expenses incurred during these delays, such as accommodation and meals.
- Coverage for lost or stolen belongings: Travel insurance helps mitigate the financial loss from losing baggage or important items during holiday travel.
- Emergency Assistance: Many travel insurance policies provide 24/7 emergency assistance to help travelers navigate stressful situations abroad, from medical emergencies to travel disruptions.
During the holiday rush, travel insurance can help with lost bags, flight delays, or missed connections. It can also reimburse non-refundable costs like pre-paid hotels, tours, or event tickets if a trip is canceled due to severe weather.
The CFAR add-on must be purchased within 14 days of booking the trip and the cancellation must occur at least 48 hours before departure. Our website offers a CFAR add-on, which can reimburse up to 75% of non-refundable trip costs if the trip is canceled for reasons other than those already covered in the policy.
Securing a travel insurance policy is quick and easy. You can visit our website or download the app to secure a policy in as little as 60 seconds. The app is available on both Apple and Android devices and allows users to manage their policy, purchase an eSIM, upload important documents, receive local destination recommendations, and emergency contact information. The app also includes a built-in digital wallet for fast reimbursements on approved claims.
Travel insurance usually costs about 5% of the total trip cost, according to Forbes. It's a small price to pay for the peace of mind and financial protection it provides during the holiday season.
With travel insurance, you can enjoy your holiday with less stress and greater security. This is particularly crucial during peak travel times when delays and cancellations are more frequent, and international medical care can be costly. Don't let unexpected events ruin your holiday. Protect yourself with travel insurance today.
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- To ensure smooth travel during the holiday season, it's essential to plan ahead, including securing travel insurance.
- When planning your holiday itinerary, don't forget to account for potential flight delays and missed connections, issues that travel insurance can help manage.
- Besides offering coverage for medical emergencies and trip cancellations, travel insurance can also help reimburse costs associated with lost documents or luggage during travel.
- Before booking flights and hotels for your vacation, consider the financial impact of potential disruptions, which can be mitigated with travel insurance.
- To secure peace of mind during your holiday, it's wise to budget for travel insurance, as its cost—about 5% of the total trip cost—provides valuable protection and financial relief when needed.
