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Germany’s stock market boom draws 14.1 million investors in 2025

A record 14.1 million Germans now own stocks or funds—with young investors leading the charge. Why is this shift reshaping the nation’s financial future?

The image shows an old German stock certificate with a picture of a man on it. The certificate has...
The image shows an old German stock certificate with a picture of a man on it. The certificate has text written on it, likely indicating the origin of the stock.

German Stock Ownership Reaches Record High, Driven by Youth - Germany’s stock market boom draws 14.1 million investors in 2025

Stock market investment in Germany has reached a new peak in 2025. Nearly one in five people aged 14 and older now hold shares or funds, either directly or indirectly. The total number of individual investors climbed to 14.1 million, breaking the previous record set in 2022.

The surge in investors marks a sharp rise from last year. Almost 2 million more Germans entered the market compared to 2024. Young people drove much of this growth, with those aged 14 to 39 making up 60% of the increase. Their numbers alone grew by 1.2 million.

The German Share Institute (DAI) has called on the government to make better use of capital markets for retirement planning. Current reform proposals, according to the DAI, fall short of addressing long-term needs. No specific organisation, however, has linked these reforms directly to the rise in young investors. Overall, 19.9% of Germans now have some form of stock market exposure. This figure reflects both direct share ownership and indirect investments through funds or pensions.

The record 14.1 million investors highlight a growing interest in financial markets across Germany. Young adults are playing a key role in this shift. Meanwhile, calls for stronger capital market integration into retirement planning continue.

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