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German Drivers Beware: Falling Acorns May Not Be Covered by Insurance

Autumn in Germany brings more than just changing leaves. Drivers should be aware that falling acorns could cause uninsured damage to their vehicles.

In this image, I can see the cars on the road. I can see four people standing. These are the...
In this image, I can see the cars on the road. I can see four people standing. These are the buildings with the windows. I can see the trees. I think these are the emergency warning triangle.

German Drivers Beware: Falling Acorns May Not Be Covered by Insurance

Drivers in Germany should be aware that damage to their vehicles from falling fruits like acorns is not always covered by car insurance and may not be prevented by warning signs from local authorities.

According to the ADAC, a leading German automobile club, there are no specific cities or municipalities identified as required to erect warning signs about the danger from falling nuts such as acorns. This is because falling acorns and similar objects are considered a 'general life risk', posing a common hazard that residents are expected to be aware of.

However, this doesn't mean that car insurance holders are always protected. Car insurance policies may not cover damage caused by falling fruits. It's crucial for drivers to check their individual car insurance terms and conditions to understand what is and isn't covered.

While cities and municipalities are not obligated to warn drivers about falling acorns, it's essential for drivers to be cautious and aware of potential hazards, especially during autumn when such incidents are more common. Additionally, drivers should familiarise themselves with their car insurance policies to ensure they're protected in case of such incidents.

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