Financial industry demonstrates initial indications of profit growth
Taiwan Financial Holding Companies Show Strong Profit Growth in 2025
The financial sector in Taiwan showed signs of profit recovery last month, with several major financial holding companies posting profits exceeding those of the same period last year.
Mega Financial Holding Co (兆豐金控) reported a profit of NT$22.44 billion for the first seven months of 2025, leading the sector among state-run firms. The company's earnings per share (EPS) is NT$1.51.
Cathay Financial Holding Co (國泰金) reported a cumulative net profit of NT$54.77 billion for the first seven months, driven primarily by growth in its banking arm, Cathay United Bank. The company's EPS is NT$3.50.
CTBC Financial Holding Co (中信金) achieved NT$41.68 billion income in the first seven months and EPS of NT$2.08. Its core subsidiary CTBC Bank saw a 19% year-on-year increase in net profit to NT$32.18 billion year-to-date.
Fubon Financial Holdings saw its cumulative net profit of Taipei Fubon Bank reach NT$22.48 billion as of July 2025, up 15% year-over-year with a historical high, driven by steady growth. Fubon Financial Holding Co's earnings per share (EPS) is NT$4.29.
E.SUN Financial Holding Co Ltd’s subsidiary Eastern Bank posted a first half 2025 net profit of NT$16.9 billion, marking a 46% increase year-on-year.
In contrast, ChipMOS Technology recorded a net loss in Q2 2025 compared to profit in the same period last year.
Taipei Fubon Bank generated NT$2.96 billion, with an 11% increase in interest income and a 12% rise in fee income. Fubon Life Insurance Co contributed NT$5.93 billion to Fubon Financial Holding Co's earnings.
TS Financial Holding Co, after its recent merger, posted NT$3.62 billion in net income for last month and NT$13.84 billion for the first seven months.
These results highlight strong profit growth for most major Taiwanese financial holding companies in 2025 relative to the same period in 2024, with particular strength in banking subsidiaries. However, firms with large life insurance operations continue to face greater profit volatility due to market fluctuations and foreign exchange risks.
A modest depreciation of the New Taiwan dollar, dividend inflows, and capital gains helped offset losses from market volatility and foreign exchange swings in the first half of the year. Only four financial holding companies (E.Sun Financial Holding Co, SinoPac Financial Holding Co, First Financial Holding Co, and Hua Nan Financial Holding Co) posted profits exceeding those in the same period last year.
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