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Fake traffic fine texts drain bank accounts in India’s latest cyber scam

One click on a fake e-challan link wiped out ₹6 lakh. Authorities warn this scam exploits trust—and your phone could be next.

In this picture we can see a close view of the identity card. In the front we can see american flag...
In this picture we can see a close view of the identity card. In the front we can see american flag and "Critical Licence" written.

Fake traffic fine texts drain bank accounts in India’s latest cyber scam

A new cyber scam is targeting vehicle owners across India with fake traffic fine alerts. Hackers send deceptive text messages containing malicious links, tricking people into downloading harmful apps. The Cyber Crime Coordination Centre (I4C) under the Ministry of Home Affairs (MHA) has issued warnings about this growing threat.

The scam begins with a text message claiming the recipient has an unpaid traffic fine. The message includes a link to a fake app, disguised as an official e-challan portal. Once installed, the app gives hackers full control over the victim’s device, allowing them to steal banking details and drain accounts.

A Hyderabad resident recently lost Rs. 6 lakh after falling for this trick. The scam preys on people’s trust in official-looking messages and their tendency to click automated links without verifying the source. Real traffic alerts always come from government websites and include specific vehicle details, such as the registration number and engine information. The Indian Traffic Police never send payment links from personal mobile numbers. Authorities urge the public to use only the official Parivahan Sewa portal for checking or paying fines. The I4C is coordinating with state police and the National Cyber Crime Reporting Portal (cybercrime.gov.in) to track and prevent such frauds. Victims are advised to report incidents immediately to the 1930 national helpline. Cyber Police also warn against installing APK files from unknown sources or clicking on suspicious links in text messages.

The e-challan scam highlights the risks of trusting unverified messages and downloading unchecked apps. Authorities continue to monitor the situation and urge citizens to stay alert. Reporting fraud quickly can help prevent further financial losses and assist in tracking cybercriminals.

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