Affordable European Golden Visas [2023]: Uncovering the Most Budget-Friendly Options

Gold visas offering permanent residency in Europe for as little as €360,000 investment, allowing you to reside in the continent.

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2025 September 28 . 4:47 PM

2 min read

Affordable European Golden Visas [2023 Edition]

Affordable European Golden Visas [2023]: Uncovering the Most Budget-Friendly Options

In the world of global mobility, golden visas have emerged as a popular choice for retirees, entrepreneurs, and wealthy individuals seeking to diversify their assets and lifestyles. These investment visas grant residency or citizenship in exchange for a qualifying investment, opening up a world of opportunities.

The Malta Permanent Residency Programme currently offers the cheapest golden visa in Europe for permanent residency, requiring a minimum investment of €108,000 for purchasing or leasing a qualifying property. Other European countries also offer attractive golden visas, each with its unique requirements and benefits.

For instance, the Greece golden visa allows applicants to invest €400,000 in government stocks and bonds or make a deposit in a Greek bank account, or purchase real estate for at least €500,000. The Spain golden visa, on the other hand, allows applicants to invest €500,000 in real estate or €1 million in business development or capital transfer to a Spanish bank account.

Germany, while not having a specific "Golden Visa" program, offers residence permits for investors or highly skilled professionals. These require proof of significant investment in the German economy or employment with a sufficient salary, along with fulfilling legal and administrative conditions such as health insurance and clean criminal records. The EU Blue Card, for instance, requires a recognized university degree and a job offer with a minimum salary threshold in Germany.

The cheapest golden visas in Europe, including the Malta and Germany programs, require a qualifying investment, with the minimum investment for some programs being as low as €360,000. It's important to note that many golden visas also allow family inclusion, providing spouses, dependents, and even parents the same benefits as the main applicant in a foreign country.

Obtaining a golden visa could provide the opportunity to earn a return on the qualifying investment. For example, the Spain golden visa offers favorable tax rates for foreigners, making it a potential great investment opportunity. Moreover, the cost of living in Spain is very affordable, stretching your investment and income even further.

Stay updated about the latest developments in golden and digital nomad visas for wealthy individuals and remote workers by joining the newsletter of Nomads Embassy. This platform provides in-depth, step-by-step articles about how to apply for each individual golden visa, including Germany, Greece, Malta, and Spain. In some cases, working with a registered agent or immigration lawyer may be necessary to submit a golden visa application.

In conclusion, diversifying your lifestyle through residencies and citizenships is a smart financial move for many wealthy individuals. By investing in a golden visa, you not only secure a pathway to Europe but also open up opportunities for business, travel, and a new way of life.